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MY Driving Discount

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Drive safe?  Prove it and save 25% off your car insurance.

my Driving Discount™ from Intact Insurance

Some people have better driving habits than others. That’s why Intact Insurance has developed a program that rewards good driving behaviour. With my Driving Discount, you could save up to 25%* off your auto insurance premium.

Being a good driver can really pay off

Intact Insurance is one of the very first companies in Canada to offer significant discounts to anyone who can prove they are good drivers.  With User Based Insurance (UBI) technology you can demonstrate just how safe you are behind the wheel and the reward can be a lucrative savings on your next auto renewal.  

How it Works

With my Driving Discount™, a small telematics device is plugged into your vehicle and it begins recording your driving behaviour.  Assessment is based on kilometres driven, braking and acceleration tendencies and the time of day the vehicle is on the road.  Drive safe and save 5% to 25% on your next renewal.

Connecting your my Driving Discount device is as simple as locating your OBD (On Board Diagnostic) port. It’s a small socket in your car that can usually be found under your dash, near the steering column. If you need help finding yours, check your vehicle owner’s manual.   Driving discount 1

Driving Data

After you’ve enrolled in the program, you’ll have access to your driving profile with weekly emails and your private my Driving Discount™ Website, where you can get valuable information on driving behaviour, find out your potential savings and get tips.

Advantages for the Customer

• Save immediately!  Get a 5% enrolment discount just for signing up.
• Earn up to 25% discount at renewal (minimum of 180 days of monitoring required).
• Customized auto insurance premiums that reflect the way you drive.
• Nothing to lose!  Your premiums won’t increase based on the data collected.
• Personalized and private website that shows driving behaviour and discounts.
• Small, easy to install device.

Getting started in three easy steps


Sign Up  


Set Up  



Icon1Step 1: Sign up – Enrolling in the my Driving Discount program is quick and easy and you automatically get a 5% discount when you sign up.  Looking to insure your car with Intact Insurance and sign up for my Driving Discount? Start by getting a quote.  Contact your Broker by email or phone.  
Icon2Step 2: Set up - Your my Driving Discount device will come in the mail a few days after you enroll in the program. Just plug it into your vehicle’s OBD port and start the engine.  Once your device is connected, you’ll get an email containing a user name and password that will give you access to your my Driving Discount Website.

Icon3Step 3: Save - Depending on your driving habits, you could save as much as 25% off your auto insurance at your next renewal.

Click here for more information and commonly asked questions

*Certain conditions, limitations and exclusions apply. See our full Terms of Use for further details.

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