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Enhanced Water Protection

Water Damage Coverages are Changing ─ Protect Yourself From Devastating Water Damage

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Water Damage from Storms are Occurring Everywhere

Rhodes & Williams is proud to offer many new enhanced water coverages to qualifying customers with personal property policies. It enhances the water protection for your residence with sewer back-up protection already in place or those who have not previously added additional water coverage.

Protect your home from…


Why You Need Additional Water Protection


Weather patterns are changing worldwide, a trend that’s affecting Canada directly.  Over the past 60 years, average temperatures have increased by 1.3 degrees Celsius and average rainfall has increased 12%. The end result is staggering ─ Canada now has 20 times the storms and floods that we had just two decades ago and major floods represent almost 40% of all natural disasters in this country.

And it’s not just overflow from rivers and lakes ─ damage from storms, spring thaw and other fresh water flooding is occurring everywhere.

Water Protection offers timely coverage that you can access today with participating insurers.


Insurers that Currently Offer Enhanced Water Protection

(click on the links below for more information)

Aviva Insurance

RSA Insurance

Intact & Novex Insurance

Gore Mutual WaterEscape Plus

Economical Waterwise

Travelers Sewer Back-up and Surface Water Rider 


Water Coverage to Keep you Safe

Most Canadians don’t know what their home insurance policies cover when it comes to water damage. For example most policies typically cover water damage caused within the home like burst pipes but damage caused by water coming from outside like sewer back-up, sump failure and overland water is optional. Believe it or not, flood protection for your home didn’t exist until 2015, but now insurance companies have created coverage enhancements so customers can get the water coverage they need to keep you safe.

Sewer Back–up and Overland Water (often referred to as Flood) is available now for eligible customers at an affordable cost as part of your home/tenants/condo insurance policy.

Have more questions? We're here to help. We've created a document that answers some of the most frequently asked question. View the document here or contact your Rhodes & Williams Broker to discuss your water coverage options.


Are You Flood Ready?

The Government of Canada has a great website with information about Flood water. Don't wait for the water to come, learn how to be flood ready. Visit: bit.ly/2mf7Aco for more information.


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I wanted to send a quick note to let you know what a pleasure it has been to deal with Heather Bonadie. She has been assisting me and my wife over the last few days with auto insurance for a new car. She has been very responsive, informative, efficient and, most importantly, professional and friendly. I work in the professional services sector too and really appreciate someone as talented as she is. A great asset for your team!

Phil Cartwright

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