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Intact & Novex Enhanced Water Damage Package

Water-related claims are on the rise in Ontario and water is now the number one threat to your home. That’s why it’s important that we ensure you have the coverage you need in the event that water enters your home. Intact/Novex Insurance's existing coverage for homeowners has evolved with your needs in mind. Qualifying homeowners will now be upgraded to Intact/Novex's Enhanced Water Damage Package.

What is the Enhanced Water Damage Package from Intact & Novex?


These videos breaks down the Enhanced Water Damage Package into it's individual components ─ click on any video to learn more about Intact/Novex's Enhanced Water Damage Package.

Water damage is a growing concern

SEWER BACK-UP: Coverage in the event water accidentally backs up from the sewer system and flows into your home. AND, we now include $1,000 towards the installation of a sewer back-up loss prevention device after a covered loss.

Sewer back-up coverage

WATER & SEWER LINES: Coverage to repair or replace your water service line and/or sewer line due to a loss resulting from a leak, break, tear, rupture or collapse of the line.

Water & sewer line coverage

OVERLAND WATER: Coverage for water damage caused by lake/river, overflow, heavy rain or rapid snow melt that enters your home from a point at or above ground surface.

Overland water coverage

OPTIONAL GROUND WATER COVERAGE: Optional coverage available for purchase against damage caused by water entering your home suddenly and accidentally, through a basement wall, foundation or floor.

Groundwater coverage

intact enhanced water damage



Most Intact & Novex clients that carry Water Escape/Back-Up Endorsement are eligible for the Enhanced Water Damage Package and will have upgraded coverage effective immediately. Some locations are deemed high-risk and will not have this coverage available to them. Please see your policy or contact your broker for full details on your Water Damage coverage, limits and deductibles.

Contact us today to discuss your water damage coverage, inquire about purchasing Ground Water Coverage or if you are interested in switching to Intact Insurance. 

Phone: 613-226-6590 or 1-888-391-8379

Intact & Novex Enhanced Water Damage Package

Policy Information

*Not everyone qualifies for the Intact Enhanced Water Damage Package ─ selecting 'Yes' on the form above does not guarantee coverage


I wanted to send a quick note to let you know what a pleasure it has been to deal with Heather Bonadie. She has been assisting me and my wife over the last few days with auto insurance for a new car. She has been very responsive, informative, efficient and, most importantly, professional and friendly. I work in the professional services sector too and really appreciate someone as talented as she is. A great asset for your team!

Phil Cartwright

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